I have been lending in peer-to-peer lending networks like Lending Club and Prosper for a year now.  I believe that peer-to-peer lending networks are gaining credibility; especially with the successful Lending Club SEC registration in 2008.  Last year, I made +8.73% with Lending Club and + 7.58% with Prosper, which is decent returns considering the [...]

One of the great things about not having children is that you can make comments on the way other people raise theirs with basically no comeuppance. One of the slightly disturbing things about blogging on personal finance is that because most personal finance bloggers are American, even as a British person, you can end up [...]

Net Worth Review
The S&P 500 gained +0.8% in December and went from 896.24 to 903.25. But for a full year, the S&P 500 dropped -38.5% from 1468.36 to 903.25 — ouch!  According to NetworthIQ, my net worth rose +3.44% and my net investable assets increased +6.54%.

Highlights

Home value actually went up slightly in December, but for [...]

It’s hard to believe how fast time flies, but here we are already in 2009. Before we look forward, let’s reflect back on 2008. In term of the economy, it wasn’t so great; but I hope each of you can find one good thing that happened to you last year — for me, [...]

This is the 11th issue of the Ask The Expert column by Larry Swedroe. You can see Larry’s full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page.
Now, let’s get to the questions and answers (please note that the [...]

New Year is coming and for better or worse; ’tis the season for making resolutions.  I’m not a huge fan of the tradition, because important goals should be a part of your daily life no matter what day it is.  But, since we don’t have time to be setting new goals every day, New Year’s [...]

I have been thinking about setting up a Limited Liability Company (LLC) for my web business to manage personal liability risk.  LCC is an attractive option because it provides the limited personal liability of a corporation, but the pass-through taxation of a partnership or an S corporation. For this reason, LLC has become the structure [...]

I was reading Larry Swedroe’s The Only Guide to Alternative Investments You’ll Ever Need the other day, I have been thinking about adding commodities to my portfolio since.  No, I am not going to buy a futures contract; however, I have been thinking about adding commodities to my overall portfolio. Commodities have been taking [...]