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A new year often brings new resolutions. AP Personal Finance Editor Trevor Delaney offers up advice on how to maximize your finances in 2009.

You know the feeling - that knot that materializes in your stomach as you drive away from your house to begin a two-week vacation. By the time you hit the freeway, familiar refrains are running through your mind: Did I turn off the toaster? The coffeepot? The iron? :you wonder frantically. What if I left a burner on? What if we come home to a pile of ashes?

Thankfully, there’s a cure for this same old panic attack: housesitting. If you don’t have a friend or neighbor who can keep a steady watch over your home while you’re away, a housesitter can be an invaluable aid to your sanity. And a Web site called housecarers.com can help match you up with someone in search of a house to look after - and, more importantly, someone with whom you feel comfortable.

Smoothly navigable and user-friendly, the site walks you through the whole process - from understanding housesitting basics (under such headings as “What are the standard guidelines of a housesitting agreement?” and “Why do people register to housesit?”) to how to register and communicate through the site.

Issues dealing with homeowners’ insurance, security and bill-paying also are covered. And when you’re finally ready to look for a candidate, type in a few criteria (such as location) and browse the listings of prospective housesitters who fit them.

Of course, if you’re interested in the flip side of the process - that is, becoming a housesitter yourself - the site is equally useful. Register your availability and preferences, and wait to see if there’s a homeowner in your area who’s desperate for a little peace of mind. Who says there’s no such thing as a win-win situation?
# HouseCarers.com understands the importance of selecting the most reliable sitter to care for your most valued asset. The site provides exceptional service and is dedicated to the satisfaction of their members. The effective qualities of the site substantiate the claim, “Peace Of Mind While You`re Away.”

For more information on housesitting opportunites, view the web site at: .housecarers.com

San Antonio, TX — Top Stories - Federal regulators on Thursday adopted sweeping new rules for the credit card industry that will shield consumers from increases in interest rates on existing account balances among other changes.