Reprinted from Leasing NewsJanuary 6, 2008 SEC filing:On December 31, 2008, the Registrants wholly-owned subsidiary, Marlin Business Bank (MBB), received approval from the Federal Reserve Bank of San Francisco to become a membe

Bankers are taught these in credit training and everyone who is in any money lending business looks at the 3 C's. What are they? They are:1) Credit2) Cash Flow (as measured by

Everyone has heard that Cash is King and that's never been more true than it is today since companies have less access to credit than they used to. So what's important in analyzing a lease based on cash flow?By cash flow, we mean cash flow...

Collateral can be an important factor in both the approval and the pricing of a lease. How so?There are many companies in the equipment leasing business that make their $$ off the residual values. Many leases, and all true leases, are structured...

Collateral can be a big factor in the approval process for an equipment lease.Does collateral affect pricing? AbsolutelyIf collateral is strong (heavy asset or something with a large active secondary market), then a residual value can be more easily...