I dont understand why so many people choose to stay in high cost of living areas when they could relocate. A move to a new state could easy result in a higher standard of living at a much lower cost. Making such a decision is easier at certain points...

Gross. Clear enough? People argue this point from a variety of angles, and I'm the first to admit that tithing on net income would be a lot easier than on gross income. It's just too bad that the "net income" approach isn't Biblical. Proverbs 3:9-10...

My opinion? No. You don't need to have a (professional) financial adviser. But you probably don't need a professional to mow your lawn or change your the oil in your car either. It might still be worth it for you personally. Your situation and desire...

I was reading Master Your Money by Ron Blue again (I like this book), and I picked up on something interesting. Ron uses two personal financial ratios when working with clients. The first he calls the "propensity to borrow", and it's calculated by...

Larger corporations sometimes offer their executives the choice of "deferred compensation." Although I won't personally be eligible for this until I'm a director or VP, when I heard HR mention this during my job orientation I became intrigued. What...