I've completed the move of this Blog from Today.com to here, and all I can say is Praise The Lord! To be honest I was growing quite peeved at Today.com, with all of their restrictions it really wasn't worth the time and effort to get paid a pittance...

People love to speculate, especially during tough times. Is the government going to raise taxes? Is my state going to be bankrupt? Will college cost $1MM a year in 20 years? How should I know. In a country with a constitution that can be changed...

As the title mentions, the best time to prepare for difficult times is during good times. I know, you're thinking "thank you Captain Obvious". The fact remains that most of us are short term focused when we should be (at least somewhat) longer-term...

Jobs are hard to find these days, and we've all taken a beating on our investments. Although most personal finance writers tend to state a combination of the obvious and what people need ("get out of debt, and stop being lazy"), I'd like to take a...

Is borrowing from your 401k a good idea? Well, not so much. First of all the government in the US did this with the social security fund, and now we're pretty much screwed if you're currently young. The bad thing though with a 401k loan is...