Time is Money How often do we here this? And is it something that we toss aside or do we take this cliche to heart? If the date on the milk is far out enough and I buy an extra container, Jane (my wife, as in Joe and Jane Taxpayer) warns me it may...

With mortgage rates at or near all time lows again, it's time to consider the ongoing question, do you choose a 15 or 30 year term? The 15 can be the way to go, especially if you are in your late 30's or older and have a goal of having no mortgage at...

A number of books have been written about the recent real estate crash over the last months. I've found Thomas Sowell's The Housing Boom and Bust to be among the best. Dr Sowell attributes much of the crisis to the well meaning politicians who...

This week let's start with Bob at Christian PF asking Does Saver's Remorse exist? It's a great question, but a tough one to wrap my brain around. If I knew for certain (a) my future income stream, (b) the market return, and (c) the day I'll die, I'd...

As we approach the holiday season, it seemed a good time to discuss Gift Cards and why I care for them less and less. It started two years ago when I read a CNNMoney article that said 27% of recipients never used their gift card. Whether it was due...