Subprime Loan Modifications Are Never A Safe Bet There are subprime loan modification options available for homeowners who do not have credit good enough to qualify them for standard loan modification. If you are a homeowner with bad credit, a...

What Is Mortgage Amortization? Mortgage amortization is the act of repaying a loan that has been granted for the express purpose of purchasing a property. Actual amortization occurs through regular payments made over time. How Does Mortgage...

Hard money loans have their place in the financing world. Primarily used for property speculation and development, hard money loans make sense for short-term borrowing. They can also be successfully used for purchasing non-traditional properties such...

Predatory lending seems to be the leading cause of our current housing epidemic. Pushy salesman and forged documents got people into mortgages they couldn't afford to repay. Unfortunately most of the homeowners were unaware of the excessive points...

The latest statistics released by the Finance and Leasing Association (FLA) showed that second mortgage business has been significantly hit by the credit crunch with new business 84% lower in January compared with January 2008(*). The downturn comes...